Any transaction processed with Tap to Pay before 8 PM EST will land in your bank account the next business day. Transactions processed after 8 PM EST will land in your back account the following business day (i.e. two business days after the payment was charged).
Please keep in mind that weekends and holidays may delay your payouts.
Let's break it down ...
If you're paid at 8 AM EST on a Monday, you'll get those funds on Tuesday.
If you're paid at 10 PM EST on a Monday, you'll get those funds on Wednesday.
If you're paid at 12 PM EST on a Saturday, you'll get those funds on Monday.
If you're paid at 8 AM EST on the Sunday before Labor Day, you'll get those funds on Tuesday, following the holiday.
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Check out the Fast Payouts section to learn more.